While our normal excess period is 14 days, in the event of a COVID-19 related claim, it will be subjected to a 30 day excess period. Specifically,
all claims arising from:
a) Coronavirus disease (COVID-19); or
b) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) or
c) any mutation or variation of SARS-CoV-2;
will be subject to a thirty (30) days excess period.